Legal Disclaimers

FTSE

"FTSE®", "FT-SE®", "Footsie®", ["FTSE4Good®" and "techMARK"] are trade marks jointly owned by the London Stock Exchange Plc and The Financial Times Limited and are used by FTSE International Limited ("FTSE") under licence. ["All-World®", "All-Share®" and "All-Small®" are trade marks of FTSE.]

"The FTSE [NAME OF FTSE INDEX] is calculated by FTSE. FTSE does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading."

S&P Index

The market data is the property of the Chigago Mercantile Exchange Inc. and its Licensors

Australian All Ordinaries Index

Data is delayed by 20 minutes

Hang Seng Index

Data is provided by Hang Seng Indexes Company Limited

Disclaimer: Information referred to in the section is provided by the Hang Seng Indexes Company Limited. Niether Hang Seng Indexes Company nor any of its holding companies nor McGregor BFA (Pty) Ltd provides any warranties of any kind in relations to such information (including, without limitation, that the Information is fit for a particular purpose) or accepts any responsibility for its accuracy, completeness and/or consistency, for any loss or damage whatsoever and howsoever suffered or incurred by any party. With the use of or the access to the Information referred to in this section, the subscriber or any party irrevocably and unconditionally accepts and agrees to be bound by this disclaimer.

NASDAQ

NASDAQ OMX is the source.

McGregor BFA Website Disclaimer

By using McGregor BFA and or any of its services the user waives any rights or claims it may have against the company, regarding such services.

McGregor BFA shall not be liable to the user of any of its services for loss or damage (including consequential damages) of whatsoever nature that may be sustained by the user, irrespective of whether such loss or damage is caused by a breach of any warranty given by McGregor BFA or by the negligence (including gross negligence) or wilful conduct of McGregor BFA or any of its employees, agents, representatives and/or assigns.

McGregor BFA may at any time change, alter, edit or modify any of its terms and conditions, services or product lines without prior notice.

McGregor BFA Resellers Disclaimer

McGregor BFA creates resellers and / or forms strategic alliances with companies and / or private individuals (“the resellers”) in order for these resellers to sell McGregor BFA products and/or services to end users. The resellers are not agents of McGregor BFA and have no authority to bind McGregor BFA to any agreement/s.

McGregor BFA at no time guarantees or warrants any representations that the reseller may make to end users, nor will McGregor BFA be liable to the end user or any third party for any claims arising from or in connection with such third party representations and/or warranties in the use of McGregor BFA products and/or services.

All resellers shall be bound by McGregor BFA’s standard terms and conditions and all disclaimers are applicable to the resellers.

McGregor BFA Email Confidentiality & Disclaimer

E-mails send from / by McGregor BFA staff, agents or affiliates may contain confidential information and is intended only for the use of the recipient named in it. Should you receive this e-mail in error, please forward it to the relevant people alternatively reply back and let sender know and / or delete from your in-box.

Any disclosure, copying, distribution or action on the contents of this e-mail is strictly prohibited, unless otherwise authorised in writing by McGregor BFA management. This message should not be copied or used for any purpose other than intended, nor should it be disclosed to any other person.

Any views / opinions expressed in this message are those of the individual sender, except where the sender specifically states them to be the view of McGregor BFA.

We strive to but cannot assure that the integrity of this communication has been maintained or that it is free of errors, virus, interception or interference.

Privacy Policy

McGregor BFA believes that electronic privacy is crucial to the ongoing success of the Internet as a service, commercial, and entertainment medium. McGregor BFA will not intentionally disclose your personal information to any third party save for the purposes of providing its services.

McGregor BFA may share your personal information with third parties only for the purposes of enabling it to provide its services to you and for no other purposes.

McGregor BFA may also share such information with industry and credit-related organizations in order to improve its services and to guard against fraud and credit risks.

McGregor BFA may share your personal information with any of its subsidiary or associated companies.